I had only been using some spiral up cut bits and was getting some chipping on plywood but no too bad really and I figured there wasn’t anything I could do about it. I ordered a straight fluted bit and tried it tonight and wow what a difference! I got no chipping at all!
This is the bit I got https://www.amazon.com/gp/product/B00YC2V2SG/ref=oh_aui_detailpage_o00_s00?ie=UTF8&psc=1 I just need to find a cheap source for those now. The up cut ones I was using were only 1.50 a piece.